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The Banking system in Inzoi functions much like it does in real life, allowing you to manage your money by opening a bank account.
Inzoi is a highly immersive life simulation game that entered early access on March 28, 2025. The game features extraordinary realism, pushing the boundaries of simulation. While it shares some similarities with Sims, Inzoi has already surpassed it in terms of realism. It adds so much depth by including various real-life activities, like spreading rumours or even creating a bank account.
Yes…Inzoi features a well-detailed banking system that allows you to manage your money. You can also take out a loan to support your Zois financially. This guide explains how bank accounting works and how to open a bank account in Inzoi.
Related: Inzoi: How To Save Game
Bank Account Opening Process in Inzoi
Just like in real life, you can create a bank account to manage your in-game money called Meows. Currently, there are two cities in Inzoi—Dowon and Bliss Bay—each with a fully functional bank. Unlike other games, banks in Inzoi are not just for decoration. Instead, they serve as your way of managing money (Meows). Banks are financial institutions that players (Zois) can visit and use between 8 am and 4 pm.
To open a bank account, visit Narae Bank in Dowon or Southwest Bank in Bliss Bay. Use your phone or a map to get to the bank. Once you get inside the bank, you find several ID Scanners atop the white tables. Approach one of them to create a bank account. Upon creating your account, you will receive a greeting message from the bank confirming your account has been successfully created.
What Is a Bank Account Used for in Inzoi?
As mentioned earlier, your bank account allows you to save money and apply for a loan. Both mechanics operate under a tier system, which lets players deposit more money or request a higher loan amount as they progress.
Upon creating an account, approach an ID Scanner to either make a deposit or take a loan. Depositing a certain amount of money grants you extra money after several days, along with your deposited money.
Meanwhile, applying for a loan involves a review process that takes about three in-game hours for approval. Upon approval, your loan money will be credited to your account. Repay your loan properly by approaching the ID Scanner to avoid getting your account locked.
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