InZoi: How Property Loans Work

InZoi just received its Island Getaway DLC. Now, you can even take property loans to buy your favorite properties in the game.

InZoi: How Property Loans Work
You can take property loans from bank (Image via Krafton)

Krafton’s new life simulation title InZoi just received a major DLC update. As part of this DLC, many new additions have been introduced to the game. This includes a very exciting concept of property loans. Just like real life, maintaining your lifestyle and earning a living can be a little challenging in InZoi. This is where property loans will come in handy. In this article, we will explore how to use them properly.

How To Get a Property Loan in InZoi

How To Get a Property Loan in InZoi
You can get your dream home using home loan (Image via Krafton)

If there is any property that you are interested in buying but cannot afford, you can finally take a property loan to get your dream house. Simply head to the property that you are interested in and then select it. You will see an option on the screen to ‘Receive a move-in assistance loan.’ Select this, and you will be good to go. You will be required to pay interest on this loan. The amount of interest will depend on the house’s price.

Also Read: Inzoi: Where To Find the Flea Market

If you want to take a shark loan instead, open your mobile phone, then select the ‘Loan’ app, choose the amount that you want to borrow, and accept the interest rate. Once you have been issued the loan amount, if you miss any payments, you might get a visit from debt collectors, or you can even have your assets seized as a penalty.

Difference Between Property Loans and Shark Loans

Property loans in InZoi are issued by the bank, so they are considered a lot safer compared to shark loans. The interest rates for bank loans are also lower. On the other hand, shark loans are often the quickest way to get some money but come with a high-risk factor. The interest rates are significantly higher than bank loans as well. Moreover, if you miss any payments, shark loan collectors are much more aggressive and threatening compared to banks.


Thank you for reading the article. We provide the latest news and create guides for new and old titles, including Death Stranding 2, Baldur’s Gate 3, Roblox, Destiny 2, and more.