InZoi: How Insurance Works

InZoi just received its Island Getaway DLC. Now, you can even get insurance to protect multiple assets in the game.

InZoi Island Getaway now features the concept of insurance (Image via Krafton)
InZoi Island Getaway now features the concept of insurance (Image via Krafton)

InZoi is an almost perfect life simulation title featuring various aspects of real life. This includes taking property loans as well as insurance. The game features multiple traumatic incidents as well, including accidents, disasters, etc. It is during these tough times that insurance can come in handy. In this comprehensive guide, we will discuss the various types of insurance and how they actually work in InZoi.

Also Read: Inzoi System Requirements: Minimum and Recommended Hardware for PC

How To Get Insurance in InZoi

You can get your property insured (Image via Krafton)
You can get your property insured (Image via Krafton)

InZoi features multiple types of insurance, just like you can do in reality. This includes:

  • Property Insurance: In times of any disasters or calamities, property insurance will help you cover the amount of damage to your house.
  • Death Insurance: Pays the family members a large amount of money when your character dies.
  • Natural Disaster: This will provide you with 1,500 Mu if your house and your belongings are damaged by any natural disaster.

At the time of writing, the game features three different types of natural disasters. This includes heavy rain, heatwaves, and dust storms. While there is no certain time when these events can occur, it is always wise to get insurance for these tough situations.

Rain can cause water damage to your house via flooding or even lightning strikes. In times of heatwaves, your house, your crops, or your loved ones can suffer due to overheating issues. Similarly, during dust storms, your precious crops can get completely spoiled.

Also Read: InZoi: How To Do Yoga at Cahaya Temple

To get insurance, you simply need to pick up your phone or use your computer to go to the Insurance app. From here, you can select the type of insurance that you want, select the premium amount that you can afford, and finalise the insurance.


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